Electronic Payment Systems Internet

Today, when the Internet is becoming increasingly part of our lives, we are increasingly faced with the phenomenon of electronic commerce. In fact - this is nothing like a prototype of the traditional business. Internet-based business on the same fundamental principles, but there are some specifics related to technical adaptation.
In connection with the rapid development of e-commerce, it became necessary to make payments and money transfers through the Internet. As a result, there emerged a system of electronic payments, such as E-gold, WebMoney Transfer, Yandex.Money, as well as online banks, such RUpay, which are intermediaries between the real and virtual worlds.

Electronic payment organizations have significantly simplify financial transactions on the Internet. In addition, they contributed to the development of electronic commerce, as it allows to perform operations instantly, paid for the product and (if it is digital) then it has received. Fast, convenient and no need to use a bank or mail, saving their time to conclude the transaction.
Open electronic bill you for a few minutes and, typically, is absolutely free. Deposit money into the account in the electronic payment system can be through bank transfer and direct mail via the Internet. You can svershat purchases using electronic money. Output of electronic money through a bank account can be, or order a postal order or check.

Here are descriptions and specifications are the most popular electronic payment systems used in the Internet .

WebMoney Transfer - an electronic system with which you can perform instant calculations on the Internet. Sign in the system can any interested person. An important feature of this payment system that makes it easy for Russians - is the existence of the Russian-speaking interface.
In internet business is very important to inspire confidence among people with whom you are going one way or another, to cooperate or from which you are going to get money. After all, in fact WM-ID or number WM-purse about anything not spoken to your customers or clients. Therefore appraisal system was introduced. Certification - this operation is proof that the WM-ID belongs to an existing person or organization. In addition to performance appraisal system have an opportunity to write a positive or negative feedback that you can always see it.  Certification - not necessarily the operation. But if you're going to do business (even small) or earn through Internet, your certificate will allow you to look more solid, compared with neattestovannymi parties WM Transfer.

E-Gold

Gold & Silver Reserve, Inc. E-Gold - an international payment system, established in 1996 by Gold & Silver Reserve, Inc. Cash system korrespondirovany in precious metals: silver, gold, platinum and palladium.
This feature makes the payment system E-Gold particularly effective for international payments, as the accounts of users are not tied to any national currency and change the course of a currency does not affect the welfare of the owner of a purse in e-gold. Opening the account and buying e-gold, as if the customer buys them selected precious metal at market value and pays the deposit in the CS & R.

The advantages of the system:
1. 1. Protecting clients' funds from court claims by third parties. By U.S. law, namely where the bank is located, assets held in storage, shall not be subject to court claims.
2. 2.  Border. Anyone who lives anywhere in the world, can open an account in e-gold.
3. 3. Anonymity opening an account. E-gold does not check data imposed by the customer when opening an account.
4. 4. The ease of management. All transactions in e-gold carried out through a browser, there is no need to install additional software.
5. It's enough to place on your site a standardized form to receive payments by changing the necessary parameters . Low commission. For each transaction, e-gold will charge 1% of the amount, but not more than 50 cents.

  PayPal 

Payment system PayPal was founded in 1998 by Peter Thielen (Peter Thiel) and Max Levchinom (Max Levchin). This is a private company, located in Palo Alto, California. PayPal offers its users the ability to receive and send payments via e-mail or mobile phone to access the Internet. To become a user of need: to fill a special registration form and open a personal account in the system.  There are several types of accounts: Personal Account, the Personal Account and Premier Business account. Each has its own specific characteristics.  Replenish your account can be by credit card or bank transfer from your bank account as well as through the exchanger.

   Liberty Reserve

Name payment system Liberty Reserve has learned the general public in August 2007.  Interest in the Liberty Reserve originally emerged in the community hyip 'heresy.  This happened after it became apparent that the time has come to seek the replacement of e-gold payment instruments as the favorite for vysokoriskovannyh investment programs (HYIP).  It was in July-August e-gold owners have embarked on the tightening of rules regarding the use of the system to remove itself from charges of money the U.S. authorities through a system of "dirty" money. This is reflected, in particular the possibility of blocking the entrance to the account from a public proxy and in freezing the accounts of several HYIP 's.
In the community of players with HYIP 's began actively searching for alternative payment instruments. Requirements for the "ideal payment system for HYIP 's" were simple. Such a system, on the one hand, must ensure:
a) complete anonymity account holders;
b) the irreversibility of transactions;
c) should not be under threat Damoklova mecha1 American justice.
 

Moneybookers

   Electronic Payment System Moneybookers was opened in 2003.  Despite its relative youth, she competes successfully in many fields such as giant PayPal. By early 2006, the payment system implemented Moneybookers financial transactions amounting to more than 1 billion euros. The number of new users registered in the system is approaching 2 million.

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